{"id":862,"date":"2018-12-31T13:11:10","date_gmt":"2018-12-31T10:11:10","guid":{"rendered":"http:\/\/sektorturk.com\/?p=862"},"modified":"2018-12-31T13:11:10","modified_gmt":"2018-12-31T10:11:10","slug":"insaat-sektorune-kredi-dopingi","status":"publish","type":"post","link":"https:\/\/tr.sektorturk.com\/?p=862","title":{"rendered":"\u0130n\u015faat Sekt\u00f6r\u00fcne Kredi Dopingi"},"content":{"rendered":"<p>T\u00fcrkiye genelinde kentsel d\u00f6n\u00fc\u015f\u00fcm \u00e7al\u0131\u015fmalar\u0131 h\u0131zla devam derken, in\u015faat sekt\u00f6r\u00fcne destek olacak bir karar geldi. Cumhurba\u015fkanl\u0131\u011f\u0131\u2019nca yay\u0131mlanan karara g\u00f6re t\u00fcm kamu bankalar\u0131n\u0131n kentsel d\u00f6n\u00fc\u015f\u00fcm kredisi faiz deste\u011fi vermesinin \u00f6n\u00fc a\u00e7\u0131ld\u0131.<\/p>\n<p>6306 Say\u0131l\u0131 Kanun Kapsam\u0131nda Hak Sahiplerince Bankalardan Kullan\u0131lacak Kredilere Sa\u011flanacak Faiz Deste\u011fine \u0130li\u015fkin Kararda De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Karar Cumhurba\u015fkan\u0131 Tayyip Erdo\u011fan\u2019\u0131n imzas\u0131yla d\u00fcn Resmi Gazete\u2019de yay\u0131mland\u0131.<\/p>\n<p>6306 Say\u0131l\u0131 Kanun Kapsam\u0131nda Hak Sahiplerince Bankalardan Kullan\u0131lacak Kredilere Sa\u011flanacak Faiz Deste\u011fine \u0130li\u015fkin Kararda d\u00fczenleme yap\u0131ld\u0131. Karar 1 Ocak 2019&#8217;da y\u00fcr\u00fcrl\u00fc\u011fe girecek.<\/p>\n<p>Milliyet Gazetesi&#8217;nde yer alan habere g\u00f6re d\u00fczenleme ile <strong>faiz deste\u011fi<\/strong> Merkez Bankas\u0131, Ziraat Bankas\u0131, Halk Bankas\u0131 ve Vak\u0131flar Bankas\u0131 d\u0131\u015f\u0131ndaki kamu sermayeli bankalar\u0131 da kapsayacak. Yeni yap\u0131lan d\u00fczenleme ile birlikte faiz destekli krediler, Bakanlar Kurulu veya Cumhurba\u015fkan\u0131 karar\u0131na tabi tutulacak.<\/p>\n<p>Karara g\u00f6re faiz deste\u011fi i\u00e7in tahliye tarihinden itibaren bir y\u0131l i\u00e7inde bankaya ba\u015fvurulmu\u015f olmas\u0131 gerekecek, onaylanan faiz destekli kredilerin kullan\u0131lma s\u00fcresi, uygunluk yaz\u0131s\u0131 tarihinden itibaren bir y\u0131l olacak \u015fekilde planland\u0131. Konut edinimi amac\u0131 ta\u015f\u0131yan faiz destekli yap\u0131m ve edinme kredilerinin, bankalarca konut finansman kredisi olarak kulland\u0131r\u0131lmas\u0131na olanak sa\u011flayan kararla kredilerdeki \u201cazami \u00f6demesiz d\u00f6nem\u201d \u201cazami anapara \u00f6demesiz d\u00f6nem\u201d olarak de\u011fi\u015ftirildi<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrkiye genelinde kentsel d\u00f6n\u00fc\u015f\u00fcm \u00e7al\u0131\u015fmalar\u0131 h\u0131zla devam derken, in\u015faat sekt\u00f6r\u00fcne destek olacak bir karar geldi. Cumhurba\u015fkanl\u0131\u011f\u0131\u2019nca yay\u0131mlanan karara g\u00f6re t\u00fcm kamu bankalar\u0131n\u0131n kentsel d\u00f6n\u00fc\u015f\u00fcm kredisi faiz deste\u011fi vermesinin \u00f6n\u00fc a\u00e7\u0131ld\u0131. 6306 Say\u0131l\u0131 Kanun Kapsam\u0131nda Hak Sahiplerince Bankalardan Kullan\u0131lacak Kredilere Sa\u011flanacak Faiz Deste\u011fine \u0130li\u015fkin Kararda De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Karar Cumhurba\u015fkan\u0131 Tayyip Erdo\u011fan\u2019\u0131n imzas\u0131yla d\u00fcn Resmi Gazete\u2019de yay\u0131mland\u0131. 6306 Say\u0131l\u0131 Kanun Kapsam\u0131nda Hak Sahiplerince Bankalardan Kullan\u0131lacak Kredilere Sa\u011flanacak Faiz Deste\u011fine \u0130li\u015fkin Kararda d\u00fczenleme yap\u0131ld\u0131. Karar 1 Ocak 2019&#8217;da y\u00fcr\u00fcrl\u00fc\u011fe girecek. Milliyet Gazetesi&#8217;nde yer alan habere g\u00f6re d\u00fczenleme ile faiz deste\u011fi Merkez Bankas\u0131, Ziraat Bankas\u0131, Halk Bankas\u0131 ve Vak\u0131flar Bankas\u0131 d\u0131\u015f\u0131ndaki kamu sermayeli bankalar\u0131 da kapsayacak. Yeni yap\u0131lan d\u00fczenleme ile birlikte faiz destekli krediler, Bakanlar Kurulu veya Cumhurba\u015fkan\u0131 karar\u0131na tabi tutulacak. Karara g\u00f6re faiz deste\u011fi i\u00e7in tahliye tarihinden itibaren bir y\u0131l i\u00e7inde bankaya ba\u015fvurulmu\u015f olmas\u0131 gerekecek, onaylanan faiz destekli kredilerin kullan\u0131lma s\u00fcresi, uygunluk yaz\u0131s\u0131 tarihinden itibaren bir y\u0131l olacak \u015fekilde planland\u0131. Konut edinimi amac\u0131 ta\u015f\u0131yan faiz destekli yap\u0131m ve edinme kredilerinin, bankalarca konut finansman kredisi olarak kulland\u0131r\u0131lmas\u0131na olanak sa\u011flayan kararla kredilerdeki \u201cazami \u00f6demesiz d\u00f6nem\u201d \u201cazami anapara \u00f6demesiz d\u00f6nem\u201d olarak de\u011fi\u015ftirildi<\/p>\n","protected":false},"author":5,"featured_media":863,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-862","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/posts\/862","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=862"}],"version-history":[{"count":1,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/posts\/862\/revisions"}],"predecessor-version":[{"id":864,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/posts\/862\/revisions\/864"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/media\/863"}],"wp:attachment":[{"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=862"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=862"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=862"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}