{"id":4728,"date":"2026-03-21T12:39:53","date_gmt":"2026-03-21T09:39:53","guid":{"rendered":"https:\/\/tr.sektorturk.com\/?p=4728"},"modified":"2026-03-21T12:39:53","modified_gmt":"2026-03-21T09:39:53","slug":"dogal-afet-tahvilleri","status":"publish","type":"post","link":"https:\/\/tr.sektorturk.com\/?p=4728","title":{"rendered":"DO\u011eAL AFET TAHV\u0130LLER\u0130"},"content":{"rendered":"\n

DO\u011eAL AFET TAHV\u0130LLER\u0130<\/strong><\/p>\n\n\n\n

D\u00fcnyada iklim krizi derinle\u015ftik\u00e7e, do\u011fal afetler art\u0131k \u201cola\u011fan\u00fcst\u00fc\u201d olaylar olmaktan \u00e7\u0131k\u0131p ekonomik planlaman\u0131n kal\u0131c\u0131 bir unsuru h\u00e2line geliyor. Depremler, kas\u0131rgalar, seller ve orman yang\u0131nlar\u0131 yaln\u0131zca can kay\u0131plar\u0131na de\u011fil; kamu b\u00fct\u00e7elerinde onar\u0131lmas\u0131 g\u00fc\u00e7 yaralara, sigorta sistemlerinde s\u00fcrd\u00fcr\u00fclebilirlik sorunlar\u0131na ve uzun vadeli b\u00fcy\u00fcme kay\u0131plar\u0131na yol a\u00e7\u0131yor. Bu yeni risk \u00e7a\u011f\u0131nda, klasik sigorta mekanizmalar\u0131n\u0131n tek ba\u015f\u0131na yeterli olmad\u0131\u011f\u0131 g\u00f6r\u00fcl\u00fcrken, finansal piyasalar da afet riskinin payla\u015f\u0131m\u0131nda daha aktif bir rol \u00fcstlenmeye ba\u015flad\u0131. \u0130\u015fte bu noktada do\u011fal afet tahvilleri (catastrophe bonds \u2013 cat bonds)<\/strong>, giderek daha fazla g\u00fcndeme geliyor.<\/p>\n\n\n\n

Afet Riskinin Menkul K\u0131ymete D\u00f6n\u00fc\u015f\u00fcm\u00fc<\/strong><\/p>\n\n\n\n

Do\u011fal afet tahvilleri, en basit tan\u0131m\u0131yla, b\u00fcy\u00fck \u00f6l\u00e7ekli afet risklerinin sermaye piyasalar\u0131na aktar\u0131lmas\u0131n\u0131 sa\u011flayan finansal ara\u00e7lar. Bu tahvillerde yat\u0131r\u0131mc\u0131, belirli bir s\u00fcre boyunca g\u00f6rece y\u00fcksek bir faiz getirisi elde eder; ancak \u00f6nceden tan\u0131mlanm\u0131\u015f bir afet ger\u00e7ekle\u015firse, anaparan\u0131n bir k\u0131sm\u0131 ya da tamam\u0131 sigorta teminat\u0131 olarak kullan\u0131l\u0131r. Yani yat\u0131r\u0131mc\u0131, y\u00fcksek getiri kar\u015f\u0131l\u0131\u011f\u0131nda afet riskini \u00fcstlenmi\u015f olur.<\/p>\n\n\n\n

Bu y\u00f6n\u00fcyle afet tahvilleri, klasik devlet tahvillerinden ya da \u015firket bor\u00e7lanma ara\u00e7lar\u0131ndan ayr\u0131l\u0131r. Burada risk, ekonomik durgunluk ya da faiz art\u0131\u015f\u0131ndan de\u011fil; do\u011frudan do\u011fan\u0131n kendisinden kaynaklan\u0131r. Bir kas\u0131rgan\u0131n h\u0131z\u0131, bir depremin b\u00fcy\u00fckl\u00fc\u011f\u00fc veya bir selin kapsad\u0131\u011f\u0131 alan, tahvilin kaderini belirler.<\/p>\n\n\n\n

Neden G\u00fcndemdeler?<\/strong><\/p>\n\n\n\n

Do\u011fal afet tahvillerinin son y\u0131llarda h\u0131zla yayg\u0131nla\u015fmas\u0131n\u0131n ard\u0131nda \u00fc\u00e7 temel neden bulunuyor. Birincisi, iklim de\u011fi\u015fikli\u011fi<\/strong>. Artan s\u0131cakl\u0131klar, daha s\u0131k ve daha y\u0131k\u0131c\u0131 afetleri beraberinde getirirken, sigorta \u015firketlerinin hasar y\u00fck\u00fc dramatik bi\u00e7imde art\u0131yor. \u0130kincisi, kamu maliyesi \u00fczerindeki bask\u0131<\/strong>. Afet sonras\u0131 yeniden in\u015fa s\u00fcre\u00e7leri, \u00f6zellikle geli\u015fmekte olan \u00fclkelerde b\u00fct\u00e7e dengelerini bozuyor. \u00dc\u00e7\u00fcnc\u00fcs\u00fc ise yat\u0131r\u0131mc\u0131 davran\u0131\u015flar\u0131<\/strong>. Geleneksel finansal varl\u0131klarla d\u00fc\u015f\u00fck korelasyona sahip bu tahviller, portf\u00f6y \u00e7e\u015fitlendirmesi arayan yat\u0131r\u0131mc\u0131lar i\u00e7in cazip bir alternatif sunuyor.<\/p>\n\n\n\n

Bu \u00fc\u00e7 dinamik birle\u015fti\u011finde, afet riskinin yaln\u0131zca devletlerin ya da sigorta \u015firketlerinin s\u0131rt\u0131nda ta\u015f\u0131namayaca\u011f\u0131, daha geni\u015f bir risk payla\u015f\u0131m\u0131na ihtiya\u00e7 duyuldu\u011fu anla\u015f\u0131l\u0131yor.<\/p>\n\n\n\n

Nas\u0131l \u0130\u015fliyor?<\/strong><\/p>\n\n\n\n

Bir do\u011fal afet tahvilinin arkas\u0131nda genellikle bir sigorta \u015firketi, bir reas\u00fcrans kurulu\u015fu ya da do\u011frudan bir devlet yer al\u0131r. Tahvil ihra\u00e7 edilirken, hangi ko\u015fullarda tetiklenece\u011fi net bi\u00e7imde tan\u0131mlan\u0131r. \u00d6rne\u011fin, \u201c7,5 b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fcn \u00fczerindeki bir deprem\u201d ya da \u201cr\u00fczg\u00e2r h\u0131z\u0131 saatte 250 kilometreyi a\u015fan bir kas\u0131rga\u201d gibi \u00f6l\u00e7\u00fclebilir kriterler kullan\u0131l\u0131r.<\/p>\n\n\n\n

Bu \u015feffaf yap\u0131, s\u00fcrecin h\u0131zl\u0131 i\u015flemesini sa\u011flar. Afet ger\u00e7ekle\u015fti\u011finde, hasar tespitinin y\u0131llar s\u00fcrmesi gerekmez; \u00f6nceden belirlenen parametreler sa\u011flan\u0131yorsa, kaynak otomatik olarak devreye girer. B\u00f6ylece, afet sonras\u0131 finansman ihtiyac\u0131 gecikmeden kar\u015f\u0131lanabilir.<\/p>\n\n\n\n

Yat\u0131r\u0131mc\u0131 A\u00e7\u0131s\u0131ndan Getiri ve Risk Dengesi<\/strong><\/p>\n\n\n\n

Afet tahvilleri, genellikle benzer vadeli devlet tahvillerine k\u0131yasla daha y\u00fcksek faiz sunar. Bunun nedeni a\u00e7\u0131kt\u0131r: Yat\u0131r\u0131mc\u0131, nadir ama y\u0131k\u0131c\u0131 bir risk \u00fcstlenmektedir. Ancak bu risk, ekonomik krizlerden ya da piyasa dalgalanmalar\u0131ndan ba\u011f\u0131ms\u0131z oldu\u011fu i\u00e7in, portf\u00f6y \u00e7e\u015fitlendirmesi a\u00e7\u0131s\u0131ndan \u00f6nemli bir avantaj sa\u011flar.<\/p>\n\n\n\n

\u00d6te yandan, bu tahviller \u201cy\u00fcksek getiri, s\u0131f\u0131r risk\u201d alg\u0131s\u0131yla de\u011ferlendirilmemelidir. \u0130klim de\u011fi\u015fikli\u011fi nedeniyle ge\u00e7mi\u015fte \u201cd\u00fc\u015f\u00fck olas\u0131l\u0131k\u201d olarak g\u00f6r\u00fclen afetlerin, gelecekte daha s\u0131k ya\u015fanabilece\u011fi ger\u00e7e\u011fi, yat\u0131r\u0131mc\u0131lar\u0131n risk hesaplar\u0131n\u0131 yeniden yapmas\u0131n\u0131 zorunlu k\u0131l\u0131yor.<\/p>\n\n\n\n

Devletler \u0130\u00e7in Stratejik Bir Ara\u00e7<\/strong><\/p>\n\n\n\n

Bir\u00e7ok \u00fclke i\u00e7in do\u011fal afet tahvilleri, yaln\u0131zca bir finansman arac\u0131 de\u011fil; ayn\u0131 zamanda bir risk y\u00f6netimi stratejisi<\/strong>. \u00d6zellikle deprem ku\u015fa\u011f\u0131nda yer alan ya da iklim de\u011fi\u015fikli\u011fine hassas \u00fclkelerde, bu tahviller sayesinde afet sonras\u0131 bor\u00e7lanma ihtiyac\u0131 azalt\u0131labiliyor. Afet ger\u00e7ekle\u015fmeden \u00f6nce risk fiyatlanm\u0131\u015f oluyor; kriz an\u0131nda panik i\u00e7inde kaynak aray\u0131\u015f\u0131na girilmiyor.<\/p>\n\n\n\n

Ayr\u0131ca bu ara\u00e7lar, afet riskinin \u00f6l\u00e7\u00fclmesini ve g\u00f6r\u00fcn\u00fcr h\u00e2le gelmesini sa\u011fl\u0131yor. Riskin fiyatlanmas\u0131, kamu politikalar\u0131nda \u00f6nleyici ad\u0131mlar\u0131n \u00f6nemini de daha net ortaya koyuyor.<\/p>\n\n\n\n

T\u00fcrkiye A\u00e7\u0131s\u0131ndan Olas\u0131 Bir Perspektif<\/strong><\/p>\n\n\n\n

T\u00fcrkiye gibi deprem riski y\u00fcksek, iklim de\u011fi\u015fikli\u011finin etkilerini giderek daha fazla hisseden bir \u00fclkede, do\u011fal afet tahvilleri uzun s\u00fcredir tart\u0131\u015f\u0131lmas\u0131 gereken bir konu. Deprem sonras\u0131 harcamalar\u0131n b\u00fcy\u00fck \u00f6l\u00e7\u00fcde b\u00fct\u00e7eden kar\u015f\u0131land\u0131\u011f\u0131 mevcut yap\u0131, kamu maliyesi \u00fczerinde ciddi bir y\u00fck olu\u015fturuyor. Afet tahvilleri, bu y\u00fck\u00fcn bir k\u0131sm\u0131n\u0131 k\u00fcresel sermaye piyasalar\u0131na yayma imk\u00e2n\u0131 sunabilir.<\/p>\n\n\n\n

Ancak bunun i\u00e7in g\u00fc\u00e7l\u00fc bir hukuki altyap\u0131, g\u00fcvenilir veri \u00fcretimi ve \u015feffaf risk modellemeleri \u015fart. Aksi h\u00e2lde bu ara\u00e7lar, beklenen fayday\u0131 sa\u011flamaktan uzak kalabilir.<\/p>\n\n\n\n

Etik ve Toplumsal Tart\u0131\u015fmalar<\/strong><\/p>\n\n\n\n

Do\u011fal afet tahvilleri, beraberinde etik tart\u0131\u015fmalar\u0131 da getiriyor. \u201cFelaketlerden kazan\u00e7 sa\u011flamak\u201d ele\u015ftirisi s\u0131k\u00e7a dile getiriliyor. Ancak savunucular\u0131na g\u00f6re burada as\u0131l kazan\u00e7, afet sonras\u0131 h\u0131zl\u0131 ve etkin bir finansman sa\u011flanmas\u0131d\u0131r. Yat\u0131r\u0131mc\u0131 kazan\u00e7 elde ederken, toplum da daha h\u0131zl\u0131 toparlanma imk\u00e2n\u0131na kavu\u015fur.<\/p>\n\n\n\n

Bu noktada belirleyici olan, elde edilen kayna\u011f\u0131n nas\u0131l kullan\u0131ld\u0131\u011f\u0131 ve afet riskini azaltmaya y\u00f6nelik \u00f6nlemlerle desteklenip desteklenmedi\u011fidir.<\/p>\n\n\n\n

Sonu\u00e7: Do\u011fa ile Finans Aras\u0131nda Yeni Bir Denge<\/strong><\/p>\n\n\n\n

Do\u011fal afet tahvilleri, iklim \u00e7a\u011f\u0131nda finansal sistemin ge\u00e7irdi\u011fi d\u00f6n\u00fc\u015f\u00fcm\u00fcn \u00e7arp\u0131c\u0131 bir \u00f6rne\u011fi. Ne mucizevi bir \u00e7\u00f6z\u00fcm ne de ba\u015fl\u0131 ba\u015f\u0131na bir risk kayna\u011f\u0131\u2026 Do\u011fru tasarland\u0131\u011f\u0131nda, afet riskini daha adil ve s\u00fcrd\u00fcr\u00fclebilir bi\u00e7imde payla\u015fman\u0131n etkili bir yolu olabilir.<\/p>\n\n\n\n

Gelecek y\u0131llarda bu ara\u00e7lar\u0131n daha fazla konu\u015fulaca\u011f\u0131, hatta kamu maliyesinin ayr\u0131lmaz bir par\u00e7as\u0131 h\u00e2line gelece\u011fi a\u00e7\u0131k. As\u0131l soru \u015fu: Afetler kap\u0131y\u0131 \u00e7almadan \u00f6nce, bu finansal sigortay\u0131 devreye sokacak cesareti ve vizyonu g\u00f6sterebilecek miyiz?<\/p>\n\n\n\n

ZAFER \u00d6ZC\u0130VAN<\/p>\n\n\n\n

Ekonomist-Yazar<\/p>\n\n\n\n

Zaferozcivan59@gmail.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

DO\u011eAL AFET TAHV\u0130LLER\u0130 D\u00fcnyada iklim krizi derinle\u015ftik\u00e7e, do\u011fal afetler art\u0131k \u201cola\u011fan\u00fcst\u00fc\u201d olaylar olmaktan \u00e7\u0131k\u0131p ekonomik planlaman\u0131n kal\u0131c\u0131 bir unsuru h\u00e2line geliyor. Depremler, kas\u0131rgalar, seller ve orman yang\u0131nlar\u0131 yaln\u0131zca can kay\u0131plar\u0131na de\u011fil; kamu b\u00fct\u00e7elerinde onar\u0131lmas\u0131 g\u00fc\u00e7 yaralara, sigorta sistemlerinde s\u00fcrd\u00fcr\u00fclebilirlik sorunlar\u0131na ve uzun vadeli b\u00fcy\u00fcme kay\u0131plar\u0131na yol a\u00e7\u0131yor. Bu yeni risk \u00e7a\u011f\u0131nda, klasik sigorta mekanizmalar\u0131n\u0131n tek ba\u015f\u0131na yeterli olmad\u0131\u011f\u0131 g\u00f6r\u00fcl\u00fcrken, finansal piyasalar da afet riskinin payla\u015f\u0131m\u0131nda daha aktif bir rol \u00fcstlenmeye ba\u015flad\u0131. \u0130\u015fte bu noktada do\u011fal afet tahvilleri (catastrophe bonds \u2013 cat bonds), giderek daha fazla g\u00fcndeme geliyor. Afet Riskinin Menkul K\u0131ymete D\u00f6n\u00fc\u015f\u00fcm\u00fc Do\u011fal afet tahvilleri, en basit tan\u0131m\u0131yla, b\u00fcy\u00fck \u00f6l\u00e7ekli afet risklerinin sermaye piyasalar\u0131na aktar\u0131lmas\u0131n\u0131 sa\u011flayan finansal ara\u00e7lar. Bu tahvillerde yat\u0131r\u0131mc\u0131, belirli bir s\u00fcre boyunca g\u00f6rece y\u00fcksek bir faiz getirisi elde eder; ancak \u00f6nceden tan\u0131mlanm\u0131\u015f bir afet ger\u00e7ekle\u015firse, anaparan\u0131n bir k\u0131sm\u0131 ya da tamam\u0131 sigorta teminat\u0131 olarak kullan\u0131l\u0131r. Yani yat\u0131r\u0131mc\u0131, y\u00fcksek getiri kar\u015f\u0131l\u0131\u011f\u0131nda afet riskini \u00fcstlenmi\u015f olur. Bu y\u00f6n\u00fcyle afet tahvilleri, klasik devlet tahvillerinden ya da \u015firket bor\u00e7lanma ara\u00e7lar\u0131ndan ayr\u0131l\u0131r. Burada risk, ekonomik durgunluk ya da faiz art\u0131\u015f\u0131ndan de\u011fil; do\u011frudan do\u011fan\u0131n kendisinden kaynaklan\u0131r. Bir kas\u0131rgan\u0131n h\u0131z\u0131, bir depremin b\u00fcy\u00fckl\u00fc\u011f\u00fc veya bir selin kapsad\u0131\u011f\u0131 alan, tahvilin kaderini belirler. Neden G\u00fcndemdeler? Do\u011fal afet tahvillerinin son y\u0131llarda h\u0131zla yayg\u0131nla\u015fmas\u0131n\u0131n ard\u0131nda \u00fc\u00e7 temel neden bulunuyor. Birincisi, iklim de\u011fi\u015fikli\u011fi. Artan s\u0131cakl\u0131klar, daha s\u0131k ve daha y\u0131k\u0131c\u0131 afetleri beraberinde getirirken, sigorta \u015firketlerinin hasar y\u00fck\u00fc dramatik bi\u00e7imde art\u0131yor. \u0130kincisi, kamu maliyesi \u00fczerindeki bask\u0131. Afet sonras\u0131 yeniden in\u015fa s\u00fcre\u00e7leri, \u00f6zellikle geli\u015fmekte olan \u00fclkelerde b\u00fct\u00e7e dengelerini bozuyor. \u00dc\u00e7\u00fcnc\u00fcs\u00fc ise yat\u0131r\u0131mc\u0131 davran\u0131\u015flar\u0131. Geleneksel finansal varl\u0131klarla d\u00fc\u015f\u00fck korelasyona sahip bu tahviller, portf\u00f6y \u00e7e\u015fitlendirmesi arayan yat\u0131r\u0131mc\u0131lar i\u00e7in cazip bir alternatif sunuyor. Bu \u00fc\u00e7 dinamik birle\u015fti\u011finde, afet riskinin yaln\u0131zca devletlerin ya da sigorta \u015firketlerinin s\u0131rt\u0131nda ta\u015f\u0131namayaca\u011f\u0131, daha geni\u015f bir risk payla\u015f\u0131m\u0131na ihtiya\u00e7 duyuldu\u011fu anla\u015f\u0131l\u0131yor. Nas\u0131l \u0130\u015fliyor? Bir do\u011fal afet tahvilinin arkas\u0131nda genellikle bir sigorta \u015firketi, bir reas\u00fcrans kurulu\u015fu ya da do\u011frudan bir devlet yer al\u0131r. Tahvil ihra\u00e7 edilirken, hangi ko\u015fullarda tetiklenece\u011fi net bi\u00e7imde tan\u0131mlan\u0131r. \u00d6rne\u011fin, \u201c7,5 b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fcn \u00fczerindeki bir deprem\u201d ya da \u201cr\u00fczg\u00e2r h\u0131z\u0131 saatte 250 kilometreyi a\u015fan bir kas\u0131rga\u201d gibi \u00f6l\u00e7\u00fclebilir kriterler kullan\u0131l\u0131r. Bu \u015feffaf yap\u0131, s\u00fcrecin h\u0131zl\u0131 i\u015flemesini sa\u011flar. Afet ger\u00e7ekle\u015fti\u011finde, hasar tespitinin y\u0131llar s\u00fcrmesi gerekmez; \u00f6nceden belirlenen parametreler sa\u011flan\u0131yorsa, kaynak otomatik olarak devreye girer. B\u00f6ylece, afet sonras\u0131 finansman ihtiyac\u0131 gecikmeden kar\u015f\u0131lanabilir. Yat\u0131r\u0131mc\u0131 A\u00e7\u0131s\u0131ndan Getiri ve Risk Dengesi Afet tahvilleri, genellikle benzer vadeli devlet tahvillerine k\u0131yasla daha y\u00fcksek faiz sunar. Bunun nedeni a\u00e7\u0131kt\u0131r: Yat\u0131r\u0131mc\u0131, nadir ama y\u0131k\u0131c\u0131 bir risk \u00fcstlenmektedir. Ancak bu risk, ekonomik krizlerden ya da piyasa dalgalanmalar\u0131ndan ba\u011f\u0131ms\u0131z oldu\u011fu i\u00e7in, portf\u00f6y \u00e7e\u015fitlendirmesi a\u00e7\u0131s\u0131ndan \u00f6nemli bir avantaj sa\u011flar. \u00d6te yandan, bu tahviller \u201cy\u00fcksek getiri, s\u0131f\u0131r risk\u201d alg\u0131s\u0131yla de\u011ferlendirilmemelidir. \u0130klim de\u011fi\u015fikli\u011fi nedeniyle ge\u00e7mi\u015fte \u201cd\u00fc\u015f\u00fck olas\u0131l\u0131k\u201d olarak g\u00f6r\u00fclen afetlerin, gelecekte daha s\u0131k ya\u015fanabilece\u011fi ger\u00e7e\u011fi, yat\u0131r\u0131mc\u0131lar\u0131n risk hesaplar\u0131n\u0131 yeniden yapmas\u0131n\u0131 zorunlu k\u0131l\u0131yor. Devletler \u0130\u00e7in Stratejik Bir Ara\u00e7 Bir\u00e7ok \u00fclke i\u00e7in do\u011fal afet tahvilleri, yaln\u0131zca bir finansman arac\u0131 de\u011fil; ayn\u0131 zamanda bir risk y\u00f6netimi stratejisi. \u00d6zellikle deprem ku\u015fa\u011f\u0131nda yer alan ya da iklim de\u011fi\u015fikli\u011fine hassas \u00fclkelerde, bu tahviller sayesinde afet sonras\u0131 bor\u00e7lanma ihtiyac\u0131 azalt\u0131labiliyor. Afet ger\u00e7ekle\u015fmeden \u00f6nce risk fiyatlanm\u0131\u015f oluyor; kriz an\u0131nda panik i\u00e7inde kaynak aray\u0131\u015f\u0131na girilmiyor. Ayr\u0131ca bu ara\u00e7lar, afet riskinin \u00f6l\u00e7\u00fclmesini ve g\u00f6r\u00fcn\u00fcr h\u00e2le gelmesini sa\u011fl\u0131yor. Riskin fiyatlanmas\u0131, kamu politikalar\u0131nda \u00f6nleyici ad\u0131mlar\u0131n \u00f6nemini de daha net ortaya koyuyor. T\u00fcrkiye A\u00e7\u0131s\u0131ndan Olas\u0131 Bir Perspektif T\u00fcrkiye gibi deprem riski y\u00fcksek, iklim de\u011fi\u015fikli\u011finin etkilerini giderek daha…<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26,267],"tags":[],"class_list":["post-4728","post","type-post","status-publish","format-standard","hentry","category-kose-yazarlari","category-zafer-ozcivan"],"_links":{"self":[{"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/posts\/4728","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4728"}],"version-history":[{"count":1,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/posts\/4728\/revisions"}],"predecessor-version":[{"id":4729,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/posts\/4728\/revisions\/4729"}],"wp:attachment":[{"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4728"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4728"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4728"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}