{"id":4706,"date":"2026-03-14T12:05:59","date_gmt":"2026-03-14T09:05:59","guid":{"rendered":"https:\/\/tr.sektorturk.com\/?p=4706"},"modified":"2026-03-14T12:05:59","modified_gmt":"2026-03-14T09:05:59","slug":"2025-yili-turkiyede-hanehalki-tuketim-harcamalari-panoramasi","status":"publish","type":"post","link":"https:\/\/tr.sektorturk.com\/?p=4706","title":{"rendered":"2025 YILI T\u00dcRK\u0130YE\u2019DE HANEHALKI T\u00dcKET\u0130M HARCAMALARI PANORAMASI"},"content":{"rendered":"\n

2025 YILI T\u00dcRK\u0130YE\u2019DE HANEHALKI T\u00dcKET\u0130M HARCAMALARI PANORAMASI<\/strong><\/p>\n\n\n\n

T\u00fcrkiye ekonomisinde 2025 y\u0131l\u0131, hane halk\u0131 t\u00fcketim harcamalar\u0131 a\u00e7\u0131s\u0131ndan yaln\u0131zca rakamlar\u0131n de\u011fil, davran\u0131\u015f kal\u0131plar\u0131n\u0131n da de\u011fi\u015fti\u011fi bir y\u0131l olarak \u00f6ne \u00e7\u0131kt\u0131. Enflasyonla m\u00fccadele politikalar\u0131n\u0131n s\u00fcrd\u00fc\u011f\u00fc, s\u0131k\u0131 para politikas\u0131n\u0131n i\u00e7 talep \u00fczerindeki etkilerinin hissedildi\u011fi bu d\u00f6nemde, hane halklar\u0131n\u0131n neye, ne kadar ve nas\u0131l harcad\u0131\u011f\u0131, ekonomik g\u00f6r\u00fcn\u00fcm\u00fcn en somut g\u00f6stergelerinden biri haline geldi. 2025 y\u0131l\u0131, t\u00fcketimin mutlak anlamda daralmaktan \u00e7ok yeniden \u015fekillendi\u011fi<\/strong>, zorunlu harcamalar\u0131n \u00f6n plana \u00e7\u0131kt\u0131\u011f\u0131 ve tercihlerde belirgin bir sadele\u015fmenin ya\u015fand\u0131\u011f\u0131 bir y\u0131l oldu.<\/p>\n\n\n\n

T\u00fcketimin Ana Ekseni: Zorunlu Harcamalar<\/strong><\/p>\n\n\n\n

2025 y\u0131l\u0131nda hane halk\u0131 b\u00fct\u00e7elerinde en b\u00fcy\u00fck pay\u0131, ge\u00e7mi\u015f y\u0131llarda oldu\u011fu gibi yine g\u0131da ve alkols\u00fcz i\u00e7ecekler<\/strong>, konut ve kira<\/strong>, enerji giderleri<\/strong> ile ula\u015ft\u0131rma<\/strong> harcamalar\u0131 ald\u0131. Ancak bu kalemlerin toplam t\u00fcketim i\u00e7indeki a\u011f\u0131rl\u0131\u011f\u0131 daha da artt\u0131. Gelir art\u0131\u015flar\u0131n\u0131n enflasyonun gerisinde kalmas\u0131, hane halklar\u0131n\u0131 esnek olmayan harcama kalemlerine daha fazla kaynak ay\u0131rmak zorunda b\u0131rakt\u0131.<\/p>\n\n\n\n

\u00d6zellikle g\u0131da harcamalar\u0131, sadece fiyat art\u0131\u015flar\u0131 nedeniyle de\u011fil, ayn\u0131 zamanda hane i\u00e7i t\u00fcketimin d\u0131\u015far\u0131da yeme-i\u00e7meye k\u0131yasla artmas\u0131yla da b\u00fcy\u00fcd\u00fc. Lokanta ve kafe harcamalar\u0131nda reel daralma g\u00f6zlenirken, temel g\u0131da \u00fcr\u00fcnlerine y\u00f6nelik harcamalar b\u00fct\u00e7enin merkezine yerle\u015fti. Bu durum, t\u00fcketimin niteli\u011finin de\u011fi\u015fti\u011fine; \u201cd\u0131\u015far\u0131da t\u00fcketim\u201d den \u201cev i\u00e7i tasarruflu t\u00fcketime\u201d y\u00f6neli\u015fe i\u015faret etti.<\/p>\n\n\n\n

Konut, Kira ve Enerji: B\u00fct\u00e7eyi En \u00c7ok Zorlayan Kalemler<\/strong><\/p>\n\n\n\n

2025 y\u0131l\u0131nda hane halk\u0131 t\u00fcketim harcamalar\u0131 i\u00e7inde en h\u0131zl\u0131 art\u0131\u015f g\u00f6steren alanlardan biri konutla ili\u015fkili giderler oldu. Kira bedellerindeki y\u00fcksek seviyeler, ev sahibi olmayan kesimler i\u00e7in t\u00fcketim kararlar\u0131n\u0131 belirleyen temel unsur haline geldi. Kira ve aidat \u00f6demeleri, \u00f6zellikle b\u00fcy\u00fck\u015fehirlerde ya\u015fayan haneler i\u00e7in b\u00fct\u00e7enin neredeyse sabit ve ka\u00e7\u0131n\u0131lamaz bir y\u00fck\u00fc olarak \u00f6ne \u00e7\u0131kt\u0131.<\/p>\n\n\n\n

Enerji fiyatlar\u0131n\u0131n \u00f6nceki y\u0131llara k\u0131yasla daha s\u0131n\u0131rl\u0131 art\u0131\u015f g\u00f6stermesine ra\u011fmen, elektrik, do\u011fal gaz ve su giderleri, toplam t\u00fcketim i\u00e7indeki pay\u0131n\u0131 korudu. Enerji tasarrufu e\u011filimi, 2025\u2019te daha yayg\u0131n bir davran\u0131\u015f bi\u00e7imine d\u00f6n\u00fc\u015ft\u00fc. Daha d\u00fc\u015f\u00fck t\u00fcketim, verimli cihazlara y\u00f6nelim ve kullan\u0131m al\u0131\u015fkanl\u0131klar\u0131nda sadele\u015fme, hane halklar\u0131n\u0131n b\u00fct\u00e7e bask\u0131s\u0131na verdi\u011fi tepkiler aras\u0131nda yer ald\u0131.<\/p>\n\n\n\n

Ula\u015ft\u0131rma Harcamalar\u0131nda Se\u00e7ici Davran\u0131\u015f<\/strong><\/p>\n\n\n\n

Ula\u015ft\u0131rma harcamalar\u0131, 2025 y\u0131l\u0131nda hane halk\u0131 t\u00fcketiminin en dalgal\u0131 kalemlerinden biri oldu. Akaryak\u0131t fiyatlar\u0131n\u0131n g\u00f6rece dengelenmesi, bireysel ara\u00e7 kullan\u0131m\u0131nda ani bir d\u00fc\u015f\u00fc\u015f yaratmad\u0131; ancak bak\u0131m, sigorta ve ara\u00e7 yenileme harcamalar\u0131nda belirgin bir erteleme e\u011filimi g\u00f6zlendi.<\/p>\n\n\n\n

Toplu ta\u015f\u0131ma ve \u015fehir i\u00e7i ula\u015f\u0131m giderleri, \u00f6zellikle \u00e7al\u0131\u015fan kesimler i\u00e7in zorunlu harcamalar aras\u0131nda kalmaya devam etti. Buna kar\u015f\u0131n, uzun mesafeli seyahatler, tatil ama\u00e7l\u0131 yolculuklar ve \u00f6zel ula\u015f\u0131m tercihlerinde k\u0131s\u0131nt\u0131ya gidildi. Bu durum, ula\u015ft\u0131rma harcamalar\u0131n\u0131n mutlak d\u00fczeyinden ziyade bile\u015fiminin<\/strong> de\u011fi\u015fti\u011fini g\u00f6sterdi.<\/p>\n\n\n\n

Dayan\u0131kl\u0131 T\u00fcketimde Erteleme D\u00f6nemi<\/strong><\/p>\n\n\n\n

2025 y\u0131l\u0131, dayan\u0131kl\u0131 t\u00fcketim mallar\u0131 a\u00e7\u0131s\u0131ndan \u201cbekleme ve erteleme\u201d y\u0131l\u0131 olarak kayda ge\u00e7ti. Beyaz e\u015fya, mobilya, elektronik \u00fcr\u00fcnler ve otomobil gibi y\u00fcksek tutarl\u0131 harcamalarda hane halklar\u0131 daha temkinli davrand\u0131. Krediye eri\u015fim ko\u015fullar\u0131n\u0131n s\u0131k\u0131 olmas\u0131 ve y\u00fcksek faiz oranlar\u0131, bu t\u00fcr harcamalar\u0131n ertelenmesinde belirleyici rol oynad\u0131.<\/p>\n\n\n\n

T\u00fcketiciler, zorunlu yenilemeler d\u0131\u015f\u0131nda b\u00fcy\u00fck al\u0131mlardan ka\u00e7\u0131n\u0131rken, ikinci el piyasas\u0131 ve onar\u0131m hizmetleri daha fazla talep g\u00f6rd\u00fc. Bu e\u011filim, t\u00fcketim k\u00fclt\u00fcr\u00fcnde kal\u0131c\u0131 bir d\u00f6n\u00fc\u015f\u00fcm\u00fcn i\u015faretlerini de beraberinde getirdi: \u201csahip olmak\u201d yerine \u201ckullanmak ve idare etmek\u201d anlay\u0131\u015f\u0131 g\u00fc\u00e7 kazand\u0131.<\/p>\n\n\n\n

Hizmet Harcamalar\u0131nda Sessiz Daralma<\/strong><\/p>\n\n\n\n

E\u011fitim, sa\u011fl\u0131k ve ki\u015fisel bak\u0131m gibi hizmet harcamalar\u0131, 2025\u2019te hane halk\u0131 b\u00fct\u00e7elerinde iki y\u00f6nl\u00fc bir bask\u0131 alt\u0131nda kald\u0131. Bir yandan bu alanlar ertelenmesi zor kalemler aras\u0131nda yer al\u0131rken, di\u011fer yandan maliyet art\u0131\u015flar\u0131 nedeniyle daha se\u00e7ici tercihler \u00f6ne \u00e7\u0131kt\u0131.<\/p>\n\n\n\n

\u00d6zel e\u011fitim ve \u00f6zel sa\u011fl\u0131k harcamalar\u0131, gelir d\u00fczeyi y\u00fcksek hanelerle s\u0131n\u0131rl\u0131 bir alan haline gelirken, orta gelirli kesimlerde kamu hizmetlerine y\u00f6nelim artt\u0131. K\u00fclt\u00fcr, e\u011flence ve tatil harcamalar\u0131 ise t\u00fcketimden en fazla pay kaybeden alanlar aras\u0131nda yer ald\u0131. Sinema, konser, tatil gibi harcamalar, 2025\u2019te bir\u00e7ok hane i\u00e7in \u201cl\u00fcks\u201d kategorisine daha net bi\u00e7imde yerle\u015fti.<\/p>\n\n\n\n

Gelir Gruplar\u0131na G\u00f6re T\u00fcketimde Ayr\u0131\u015fma<\/strong><\/p>\n\n\n\n

2025 y\u0131l\u0131nda hane halk\u0131 t\u00fcketim harcamalar\u0131nda en dikkat \u00e7ekici unsurlardan biri, gelir gruplar\u0131 aras\u0131ndaki ayr\u0131\u015fman\u0131n derinle\u015fmesi oldu. D\u00fc\u015f\u00fck gelirli haneler i\u00e7in t\u00fcketim, b\u00fcy\u00fck \u00f6l\u00e7\u00fcde temel ihtiya\u00e7larla s\u0131n\u0131rl\u0131 kal\u0131rken, y\u00fcksek gelir gruplar\u0131 t\u00fcketim \u00e7e\u015fitlili\u011fini korumay\u0131 ba\u015fard\u0131.<\/p>\n\n\n\n

Bu durum, toplam t\u00fcketim verilerinin arkas\u0131nda farkl\u0131 T\u00fcrkiye\u2019lerin ya\u015fand\u0131\u011f\u0131n\u0131 g\u00f6sterdi. Ayn\u0131 ekonomik ortamda, baz\u0131 haneler tasarruf edemezken, baz\u0131lar\u0131 harcamalar\u0131n\u0131 yaln\u0131zca yeniden y\u00f6nlendirdi. Hane halk\u0131 t\u00fcketimi, 2025\u2019te bir refah g\u00f6stergesinden \u00e7ok, gelir da\u011f\u0131l\u0131m\u0131n\u0131n aynas\u0131<\/strong> haline geldi.<\/p>\n\n\n\n

Tasarruf E\u011filimi ve Psikolojik Etki<\/strong><\/p>\n\n\n\n

2025 y\u0131l\u0131nda t\u00fcketim davran\u0131\u015flar\u0131n\u0131 \u015fekillendiren unsurlardan biri de ekonomik beklentiler ve psikolojik fakt\u00f6rler oldu. Belirsizlik alg\u0131s\u0131, hane halklar\u0131n\u0131 harcamadan \u00e7ok \u201celde tutmaya\u201d y\u00f6nlendirdi. Reel gelir art\u0131\u015f\u0131na dair beklentilerin zay\u0131f olmas\u0131, t\u00fcketimde ihtiyatl\u0131 duru\u015fu g\u00fc\u00e7lendirdi.<\/p>\n\n\n\n

Bu durum, zorunlu olmayan harcamalarda ani s\u0131\u00e7ramalar\u0131 engellerken, k\u00fc\u00e7\u00fck ama s\u00fcrekli k\u0131s\u0131nt\u0131larla \u015fekillenen bir t\u00fcketim modeli ortaya \u00e7\u0131kard\u0131. T\u00fcketici, harcamay\u0131 tamamen b\u0131rakmad\u0131; ancak daha hesapl\u0131, daha kar\u015f\u0131la\u015ft\u0131rmal\u0131 ve daha temkinli bir \u00e7izgiye yerle\u015fti.<\/p>\n\n\n\n

Genel De\u011ferlendirme: D\u00f6n\u00fc\u015fen T\u00fcketim, De\u011fi\u015fen Toplum<\/strong><\/p>\n\n\n\n

2025 y\u0131l\u0131nda T\u00fcrkiye\u2019de hane halk\u0131 t\u00fcketim harcamalar\u0131, ekonomik dengelenme s\u00fcrecinin sahadaki en net yans\u0131malar\u0131ndan biri oldu. T\u00fcketim tamamen durmad\u0131, ancak niteli\u011fi de\u011fi\u015fti; geni\u015flemedi, fakat yeniden da\u011f\u0131ld\u0131. Zorunlu harcamalar b\u00fct\u00e7enin merkezine yerle\u015firken, ertelenebilir ve esnek harcamalar geri plana itildi.<\/p>\n\n\n\n

Bu tablo, sadece ekonomik de\u011fil, sosyolojik bir d\u00f6n\u00fc\u015f\u00fcme de i\u015faret ediyor. Hane halk\u0131, 2025\u2019te daha az harcayan de\u011fil, daha se\u00e7ici harcayan<\/strong> bir akt\u00f6r haline geldi. \u00d6n\u00fcm\u00fczdeki d\u00f6nemde gelir art\u0131\u015flar\u0131n\u0131n kal\u0131c\u0131 hale gelmesi, t\u00fcketim davran\u0131\u015flar\u0131n\u0131n yeniden \u00e7e\u015fitlenmesini sa\u011flayabilir. Ancak 2025, T\u00fcrkiye\u2019de hane halk\u0131 t\u00fcketiminin art\u0131k eski reflekslerle \u015fekillenmedi\u011finin a\u00e7\u0131k\u00e7a g\u00f6r\u00fcld\u00fc\u011f\u00fc bir y\u0131l olarak haf\u0131zalara kaz\u0131nd\u0131.<\/p>\n\n\n\n

ZAFER \u00d6ZC\u0130VAN<\/p>\n\n\n\n

Ekonomist-Yazar<\/p>\n\n\n\n

Zaferozcivan59@gmail.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

2025 YILI T\u00dcRK\u0130YE\u2019DE HANEHALKI T\u00dcKET\u0130M HARCAMALARI PANORAMASI T\u00fcrkiye ekonomisinde 2025 y\u0131l\u0131, hane halk\u0131 t\u00fcketim harcamalar\u0131 a\u00e7\u0131s\u0131ndan yaln\u0131zca rakamlar\u0131n de\u011fil, davran\u0131\u015f kal\u0131plar\u0131n\u0131n da de\u011fi\u015fti\u011fi bir y\u0131l olarak \u00f6ne \u00e7\u0131kt\u0131. Enflasyonla m\u00fccadele politikalar\u0131n\u0131n s\u00fcrd\u00fc\u011f\u00fc, s\u0131k\u0131 para politikas\u0131n\u0131n i\u00e7 talep \u00fczerindeki etkilerinin hissedildi\u011fi bu d\u00f6nemde, hane halklar\u0131n\u0131n neye, ne kadar ve nas\u0131l harcad\u0131\u011f\u0131, ekonomik g\u00f6r\u00fcn\u00fcm\u00fcn en somut g\u00f6stergelerinden biri haline geldi. 2025 y\u0131l\u0131, t\u00fcketimin mutlak anlamda daralmaktan \u00e7ok yeniden \u015fekillendi\u011fi, zorunlu harcamalar\u0131n \u00f6n plana \u00e7\u0131kt\u0131\u011f\u0131 ve tercihlerde belirgin bir sadele\u015fmenin ya\u015fand\u0131\u011f\u0131 bir y\u0131l oldu. T\u00fcketimin Ana Ekseni: Zorunlu Harcamalar 2025 y\u0131l\u0131nda hane halk\u0131 b\u00fct\u00e7elerinde en b\u00fcy\u00fck pay\u0131, ge\u00e7mi\u015f y\u0131llarda oldu\u011fu gibi yine g\u0131da ve alkols\u00fcz i\u00e7ecekler, konut ve kira, enerji giderleri ile ula\u015ft\u0131rma harcamalar\u0131 ald\u0131. Ancak bu kalemlerin toplam t\u00fcketim i\u00e7indeki a\u011f\u0131rl\u0131\u011f\u0131 daha da artt\u0131. Gelir art\u0131\u015flar\u0131n\u0131n enflasyonun gerisinde kalmas\u0131, hane halklar\u0131n\u0131 esnek olmayan harcama kalemlerine daha fazla kaynak ay\u0131rmak zorunda b\u0131rakt\u0131. \u00d6zellikle g\u0131da harcamalar\u0131, sadece fiyat art\u0131\u015flar\u0131 nedeniyle de\u011fil, ayn\u0131 zamanda hane i\u00e7i t\u00fcketimin d\u0131\u015far\u0131da yeme-i\u00e7meye k\u0131yasla artmas\u0131yla da b\u00fcy\u00fcd\u00fc. Lokanta ve kafe harcamalar\u0131nda reel daralma g\u00f6zlenirken, temel g\u0131da \u00fcr\u00fcnlerine y\u00f6nelik harcamalar b\u00fct\u00e7enin merkezine yerle\u015fti. Bu durum, t\u00fcketimin niteli\u011finin de\u011fi\u015fti\u011fine; \u201cd\u0131\u015far\u0131da t\u00fcketim\u201d den \u201cev i\u00e7i tasarruflu t\u00fcketime\u201d y\u00f6neli\u015fe i\u015faret etti. Konut, Kira ve Enerji: B\u00fct\u00e7eyi En \u00c7ok Zorlayan Kalemler 2025 y\u0131l\u0131nda hane halk\u0131 t\u00fcketim harcamalar\u0131 i\u00e7inde en h\u0131zl\u0131 art\u0131\u015f g\u00f6steren alanlardan biri konutla ili\u015fkili giderler oldu. Kira bedellerindeki y\u00fcksek seviyeler, ev sahibi olmayan kesimler i\u00e7in t\u00fcketim kararlar\u0131n\u0131 belirleyen temel unsur haline geldi. Kira ve aidat \u00f6demeleri, \u00f6zellikle b\u00fcy\u00fck\u015fehirlerde ya\u015fayan haneler i\u00e7in b\u00fct\u00e7enin neredeyse sabit ve ka\u00e7\u0131n\u0131lamaz bir y\u00fck\u00fc olarak \u00f6ne \u00e7\u0131kt\u0131. Enerji fiyatlar\u0131n\u0131n \u00f6nceki y\u0131llara k\u0131yasla daha s\u0131n\u0131rl\u0131 art\u0131\u015f g\u00f6stermesine ra\u011fmen, elektrik, do\u011fal gaz ve su giderleri, toplam t\u00fcketim i\u00e7indeki pay\u0131n\u0131 korudu. Enerji tasarrufu e\u011filimi, 2025\u2019te daha yayg\u0131n bir davran\u0131\u015f bi\u00e7imine d\u00f6n\u00fc\u015ft\u00fc. Daha d\u00fc\u015f\u00fck t\u00fcketim, verimli cihazlara y\u00f6nelim ve kullan\u0131m al\u0131\u015fkanl\u0131klar\u0131nda sadele\u015fme, hane halklar\u0131n\u0131n b\u00fct\u00e7e bask\u0131s\u0131na verdi\u011fi tepkiler aras\u0131nda yer ald\u0131. Ula\u015ft\u0131rma Harcamalar\u0131nda Se\u00e7ici Davran\u0131\u015f Ula\u015ft\u0131rma harcamalar\u0131, 2025 y\u0131l\u0131nda hane halk\u0131 t\u00fcketiminin en dalgal\u0131 kalemlerinden biri oldu. Akaryak\u0131t fiyatlar\u0131n\u0131n g\u00f6rece dengelenmesi, bireysel ara\u00e7 kullan\u0131m\u0131nda ani bir d\u00fc\u015f\u00fc\u015f yaratmad\u0131; ancak bak\u0131m, sigorta ve ara\u00e7 yenileme harcamalar\u0131nda belirgin bir erteleme e\u011filimi g\u00f6zlendi. Toplu ta\u015f\u0131ma ve \u015fehir i\u00e7i ula\u015f\u0131m giderleri, \u00f6zellikle \u00e7al\u0131\u015fan kesimler i\u00e7in zorunlu harcamalar aras\u0131nda kalmaya devam etti. Buna kar\u015f\u0131n, uzun mesafeli seyahatler, tatil ama\u00e7l\u0131 yolculuklar ve \u00f6zel ula\u015f\u0131m tercihlerinde k\u0131s\u0131nt\u0131ya gidildi. Bu durum, ula\u015ft\u0131rma harcamalar\u0131n\u0131n mutlak d\u00fczeyinden ziyade bile\u015fiminin de\u011fi\u015fti\u011fini g\u00f6sterdi. Dayan\u0131kl\u0131 T\u00fcketimde Erteleme D\u00f6nemi 2025 y\u0131l\u0131, dayan\u0131kl\u0131 t\u00fcketim mallar\u0131 a\u00e7\u0131s\u0131ndan \u201cbekleme ve erteleme\u201d y\u0131l\u0131 olarak kayda ge\u00e7ti. Beyaz e\u015fya, mobilya, elektronik \u00fcr\u00fcnler ve otomobil gibi y\u00fcksek tutarl\u0131 harcamalarda hane halklar\u0131 daha temkinli davrand\u0131. Krediye eri\u015fim ko\u015fullar\u0131n\u0131n s\u0131k\u0131 olmas\u0131 ve y\u00fcksek faiz oranlar\u0131, bu t\u00fcr harcamalar\u0131n ertelenmesinde belirleyici rol oynad\u0131. T\u00fcketiciler, zorunlu yenilemeler d\u0131\u015f\u0131nda b\u00fcy\u00fck al\u0131mlardan ka\u00e7\u0131n\u0131rken, ikinci el piyasas\u0131 ve onar\u0131m hizmetleri daha fazla talep g\u00f6rd\u00fc. Bu e\u011filim, t\u00fcketim k\u00fclt\u00fcr\u00fcnde kal\u0131c\u0131 bir d\u00f6n\u00fc\u015f\u00fcm\u00fcn i\u015faretlerini de beraberinde getirdi: \u201csahip olmak\u201d yerine \u201ckullanmak ve idare etmek\u201d anlay\u0131\u015f\u0131 g\u00fc\u00e7 kazand\u0131. Hizmet Harcamalar\u0131nda Sessiz Daralma E\u011fitim, sa\u011fl\u0131k ve ki\u015fisel bak\u0131m gibi hizmet harcamalar\u0131, 2025\u2019te hane halk\u0131 b\u00fct\u00e7elerinde iki y\u00f6nl\u00fc bir bask\u0131 alt\u0131nda kald\u0131. Bir yandan bu alanlar ertelenmesi zor kalemler aras\u0131nda yer al\u0131rken, di\u011fer yandan maliyet art\u0131\u015flar\u0131 nedeniyle daha se\u00e7ici tercihler \u00f6ne \u00e7\u0131kt\u0131. \u00d6zel e\u011fitim ve \u00f6zel sa\u011fl\u0131k harcamalar\u0131, gelir d\u00fczeyi y\u00fcksek hanelerle s\u0131n\u0131rl\u0131 bir alan haline gelirken, orta gelirli kesimlerde kamu hizmetlerine y\u00f6nelim artt\u0131. K\u00fclt\u00fcr,…<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26,267],"tags":[],"class_list":["post-4706","post","type-post","status-publish","format-standard","hentry","category-kose-yazarlari","category-zafer-ozcivan"],"_links":{"self":[{"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/posts\/4706","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4706"}],"version-history":[{"count":1,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/posts\/4706\/revisions"}],"predecessor-version":[{"id":4707,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=\/wp\/v2\/posts\/4706\/revisions\/4707"}],"wp:attachment":[{"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4706"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4706"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tr.sektorturk.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4706"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}